Choosing a Life Event

Updated on Mar 05, 2024

Overview

This job aid provides employees with information to help them select a life event type. If you are still not sure which life event to choose, contact your campus Benefits office. Contact your campus Benefits office if you wish to cancel all of your CSU Benefits.

Which life event should you choose?

Life event	Use when you want to…	Must already be enrolled in CSU benefits?	Deadline to complete	Example/Notes
Marriage/Registered Domestic Partnership	Add your new family members to your benefits due to marriage or a registered domestic partnership.	Yes	60 days	You can add your new spouse or domestic partner and their children at the same time. If your new spouse or domestic partner has a recognized child, you can add the recognized child at the same time.
Birth of a Child	Add your new baby to your benefits.	Yes	60 days	Your baby is under 60 days old.
Adoption of a Child	Add your newly adopted child to your benefits.	Yes	60 days	You adopted the child less than 60 days ago.
Divorce/Termination of Registered Domestic Partnership	Remove your ex-spouse/ex-domestic partner from your benefits.	Yes	60 days	You can also remove children from your benefits in addition to your ex-spouse/ex-domestic partner.
Parent-Child Relationship	Add a recognized child to your benefits.	Yes	60 days	You intentionally assume parental status or duties over a child who is not your adopted, step, or recognized natural child, and meet specific enrollment criteria. As specified in Section 599.500(o), you are required to substantiate a financial responsibility upon initial enrollment and annually thereafter, up to the child reaching age 26.
Late Enrollment	You missed the enrollment period and now want to enroll in benefits.	No	30 days	You can enroll yourself and your dependents in medical/dental/vision. You can add a recognized child at the same time. Please note that late enrollment has a 90-day waiting period following submission.
Employee-Loss of External Coverage	Enroll yourself and your dependents after losing other insurance.	No	60 days	Your spouse or domestic partner lost her job and now you need medical insurance. You can add other dependents, including a recognized child, at the same time.
Employee-Gain of External Coverage	Drop CSU coverage because you have coverage elsewhere.	Yes	60 days	Your spouse or domestic partner got a new job and it has better coverage.
Dependent-Loss of External Coverage	Add dependents who were previously covered elsewhere.	Yes	60 days	You are covered under CSU Benefits, but your spouse or domestic partner, who had external coverage, lost his job, and now needs to be on your medical plan. You can add other dependents, including a recognized child, at the same time.
Dependent-Gain of External Coverage	Drop dependents who have better coverage elsewhere.	Yes	60 days	Your spouse got a job that has medical coverage. Your child married and now has coverage elsewhere. Your child has turned 26 and is no longer eligible to be your dependent.
Drop All Dependents	Drop all dependents from your coverage.	Yes	1 Day	You no longer want to cover your dependents. Your one dependent has turned 26 and is no longer eligible to be your dependent. Do not use for divorce or termination of domestic partnership.

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